Enhanced Coverage
Choose the Plan That Suits Your Needs

In addition to general liability, there are a number of other types of coverage you can protect your business with.

Product Liability:
  • Protection for cannabis grows, and product related lawsuits such as illness, rash, etc.
  • Crop Coverage:
  • Protects against loss of crop due to events such as fire, theft and vandalism.
  • Stock Throughput:
  • “Seed to sale” coverage. This coverage follows your product where ever it goes including during transportation and is invaluable for growers and processors.
  • Cyber Coverage:
  • If patient/customer data is breached, this coverage helps with the recovery process and loss reimbursement.
  • Equipment Coverage:
  • Coverage to replace equipment in events such as fire, theft, vandalism, etc.
  • Extra Expense:
  • Coverage available to pay the reasonable and necessary “extra expense” to operate your business during the “period of restoration.”
  • Perishable Goods:
  • Coverage for physical damage due to spoilage of perishable goods due to equipment breakdown of HVAC, lighting, ventilation, watering systems, etc. Reasonable expenses incurred to reduce the amount of loss under this coverage to the extent that they do not exceed the amount of loss that otherwise would have been payable under this coverage.
  • Service interruption:
  • Coverage available for your loss and expense as defined under Business Income coverage that is the result of an “interruption of service” from a covered peril.
  • No Credit Card Required and No Long-Term Contracts