If you have employees, you need cannabis workers compensation. It is really that simple, and here at Cover Cannabis we try to be as clear as possible when it comes to cannabis workers compensation, cannabis operations are no exception. Not having workers comp is extremely punitive and can lead to big fines and the risk of having your business shut down. If you are unsure whether or not your helper is an employee or just a helper, you can get more info here.
If you conclude that you do have employees, and based on our experience most helpers are employees, it is the right of your employee to have compensation for injuries, short-term and long-term disability if hurt while on the job. It is mandated by law and regulated by the state.
These are some of the risks that are specific to the cannabis industry, such as:
As a cannabis operation, you need to ensure that you are covered in the event your employee gets hurt while on the job, but also that your cannabis workers compensation policy is written specifically for the type of operation you have.
What Does Workers Compensation Cover?
Workers compensation helps cover costs that are related to work injuries. This type of insurance can provide coverage for:
Get a Free Workers Compensation Quote and Get Your Business Protected!
It is important to always disclose that you are a cannabis operation when it comes to your insurance coverage. Investing in Workers Compensation Insurance can be a big investment for any business, but its necessary. Let Cover Cannabis guide you and help you get the coverage your cannabis operation needs.