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Cannabis Workers Compensation

If you have employees, you need cannabis workers compensation. It is really that simple, and here at Cover Cannabis we try to be as clear as possible when it comes to cannabis workers compensation, cannabis operations are no exception. Not having workers comp is extremely punitive and can lead to big fines and the risk of having your business shut down. If you are unsure whether or not your helper is an employee or just a helper, you can get more info here.

If you conclude that you do have employees, and based on our experience most helpers are employees, it is the right of your employee to have compensation for injuries, short-term and long-term disability if hurt while on the job. It is mandated by law and regulated by the state.

Risks of Working with Cannabis

These are some of the risks that are specific to the cannabis industry, such as:

  • Heat-stress injuries from working outside of a greenhouse.
  • Cuts and lacerations when plants are harvested.
  • Exposure to toxins from fertilizers and pesticides.
  • Improper ventilation that can lead to toxic mold exposure.
  • Excessive UV exposure from indoor growing lamps.
  • Carbon dioxide inhalation.
  • Possible burns and electrical shocks from malfunctioning or improperly wired equipment.

Benefits of Having Workers Compensation

As a cannabis operation, you need to ensure that you are covered in the event your employee gets hurt while on the job, but also that your cannabis workers compensation policy is written specifically for the type of operation you have

These are the benefits of having the right workers compensation policy:

  • Stay in compliance with your State’s Laws.
  • Coverage in the event of employee injury.
  • Coverage in the event an employee suffers a fatal accident.

It is important to always disclose that you are a cannabis operation when it comes to your insurance coverage. Let Cover Cannabis guide you and help you get the coverage your cannabis operation needs.

Get a free quote today and get your business protected!