Fire, theft, and vandalism is often underestimated, as many growers assume, “it will not happen to me.” Coverage to protect your cannabis crop is available for your indoor and approved greenhouse facilities. For a grower, time is money and our underwriters allow the grower to establish the value of their crop. For example, if the unforeseen happens right before your harvest you’ll need to be compensated for the product loss. How will you pay your employees? How will you relocate to reestablish your grow? We provide insurance products from well-known carriers to assist with these costs.
While covering your outdoor crop is not something that is currently available, we can cover your product once it is brought into a secure location for drying and processing. The liability associated with running a cannabis farm can be significant. Accidents happen, in the event of a covered occurrence you’ll want to make sure your farm has insurance to pay for injuries, property damage, and personal injury. In addition we have general liability options for Herbicide/Pesticide/Fungicide applicators. Product Liability insurance is essential whether you are a dispensary, cultivator, or manufacturer. You’ve seen it in the news! Cannabis operations are being required to prepare legal defense and prove their products are safe. In the absence of federally mandated procedures this is not an easy task. Our expert representatives can help.
Growers invest a lot in their equipment and product and can also lose significant amounts of income when equipment fails and product spoils. Fortunately you have options to protect your investment. Crop and equipment coverage are the most popular solutions and additional options are available to reimburse for loss in the event of an incident.
Get more information on the different coverage options available for your cultivation. Get a free quote today!