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October 24, 2025 / Blog

Caught Sober, Testing High? Meet Cannabis DUI Coverage

Driving under the influence is not just about alcohol. Cannabis is now legal in many states, and more drivers are being stopped, tested, and sometimes charged often even when they feel sober. This guide explains how cannabis DUI laws...

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October 24, 2025 / Blog

THCA vs THC: Legal Gray Areas and Insurance Implications

THCA (tetrahydrocannabinolic acid) is the non-intoxicating acidic precursor to THC that converts into psychoactive delta-9-THC when heated. In 2025, most regulators treat THCA as part of “total THC,” shrinking the retail gray area for “THCA flower” and similar products....

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October 23, 2025 / Blog

Cannabis Terpenes: What are They, exactly?

Cannabis Terpenes_ What are They, exactly

Cannabis Terpenes in 2025: What They Are, How They Work, and Why They Matter Cannabis terpenes are natural aromatic compounds found in the plant’s essential oils. They shape a strain’s scent and flavor — citrusy, piney, floral, spicy —...

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September 25, 2025 / Blog

Product Liability in the Cannabis Industry: Are You Covered?

Cannabis is one of the fastest-growing industries in the U.S., but rapid growth brings new risks. As products move from cultivation to manufacturing to retail shelves, businesses face potential liability every step of the way. Product recalls, customer disputes,...

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September 3, 2025 / Blog

Cannabis Packaging That Lowers Claims & Costs

Clear, practical guidance for brands, manufacturers, and insurers Table of Contents What does “compliant cannabis packaging” mean today? What changed in 2024–2025 that you can’t ignore? Where do rules differ most by state? Why packaging choices affect your insurance...

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July 31, 2025 / Blog

Understanding Cannabis Insurance Claims and How to Navigate Them

Operating a cannabis business involves navigating complex legal, regulatory, and operational landscapes. When unexpected events occur—whether property damage, product liability issues, theft, or employee injury—knowing how to effectively manage insurance claims becomes crucial. Understanding the claims process thoroughly helps...

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